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  • OUR SERVICES
  • ABOUT US
    • Meet Tema & Joel
    • Our Process
    • Our Expertise
  • RETIREMENT PLANNING
    • Retirement Considerations
    • Second Opinion Service
  • CONTACT US
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    • Wealthscape
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"While we exclusively help our clients with retirement planning, there are a lot of moving parts that go into it."

OUR RETIREMENT PLANNING SERVICES

  • Goal Based Planning: clarifying your goals & doing everything possible to help you achieve them.

  • Cost Effective Implementation: utilizing best vehicles available for your individual situation.

  • Risk Management: balancing risk vs return relative to goals & needs.

  • Asset Allocation & Rebalancing: appropriate exposure to relevant asset classes & investments over time.

  • Investment Review & Coordination: routinely making sure your investments are appropriate based on your goals, etc.

  • Income Planning: helping deliver regular monthly income from all sources. (Avoid running out of money)

  • Protection Planning: analyzing & addressing risks to achieve financial security. (Considering safe money alternatives)

  • Behavioral Coaching: helping to make the right financial decisions & avoid the wrong ones.

  • Emotional Counseling: regarding investments & other retirement planning components.

  • Tax Minimization Planning: (using financial strategies or products)

  • Social Security & Pension Decision Making:i (being involved to help you make the best decisions for you)

  • Withdrawal/Distribution Analysis & Planning: help decide when/where to take money from when needed

  • Insurance Analysis & Planning: (review of life & long-term care insurances)

  • Beneficiary & Estate Planning: (identifying to whom & how your assets pass most efficiently with the least amount of taxation)

  • Brokerage Services: for insurances/fixed investments: (shop around among solid financial institutions)

  • Sounding Board/Resource: for any financial related thought, question or idea

  • Cash Considerations: (making sure your cash is earning respectable interest and reflects your liquidity needs)

ADDITIONAL INCLUDED FEATURES & SERVICES

  • Keeping track of all assets in house & out for you & heirs (Creating a treasure map)

  • Keeping you posted of relevant rules/laws/changes that apply to your situation

  • Regular calls, emails & meetings as needed or requested to review

  • Referral network of legal, accounting, health insurance & other professionals

  • Financial 411 & 911 when needed (call or email us any time)

ADDITIONAL INCLUDED FEATURES & SERVICES

  • Joel Steele, CLU: Financial Advisor, 20 years of experience

  • Terna Steele, MBA: Financial Services Professional, 42 years of experience

  • Carol Rupertus: Client Support Specialist, 17 years of experience

  • Sue-Ann Ragozine: Client Support Specialist, 17 years of experience

  • Stephanie Gandy: Client Support since 2023

"Your Family's Finances Are Our Family's Business!"
90 North Kings Highway Cherry Hill, NJ 08034 (856) 321-0070

i **Obtain pension & social security amounts directly from your employer and the Social Security Administration.
We do not offer legal and tax advice.

Disclosure

Tema Steele is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AR (AR Insurance License #621050), CA (CA Insurance License #4146342), CO, CT, DE, FL, ID, MA, MD, MI, NC, NJ, NM, NY, PA, SC, TX, and VA. No insurance business may be conducted outside the states referenced.

As a New York Life Agent, Tema Steele is licensed and authorized to offer insurance in California and Arkansas, but Steele Financial Solutions may not be. For additional information on licensure status, please click here for California and/or click here for Arkansas.

Tema Steele is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 90 Kings Hwy N, Cherry Hill, NJ, 08034, 856-321-0070. In this regard, this communication is strictly intended for individuals residing in the states of AR, AZ, CA, CO, CT, DC, DE, FL, ID, LA, MA, MD, MI, MT, NC, NH, NJ, NM, NY, PA, SC, TN, and TX. No offers may be made or accepted from any resident outside the specific states referenced.

Joel Steele is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AR (AR Insurance License #7306577), AZ, CA (CA Insurance License #0E58489), CO, CT, DE, FL, ID, MA, MD, MI, NC, NJ, NM, NY, OK, PA, SC, TX, and VA. No insurance business may be conducted outside the states referenced.

As a New York Life Agent, Joel Steele is licensed and authorized to offer insurance in California and Arkansas, but Steele Financial Solutions may not be. For additional information on licensure status, please click here for California and/or click here for Arkansas.

Joel Steele is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 90 Kings Hwy N, Cherry Hill, NJ, 08034, 856-321-0070. In this regard, this communication is strictly intended for individuals residing in the states of AR, AZ, CA, CO, CT, DC, DE, FL, ID, KY, MA, MD, MI, MS, MT, NC, NH, NJ, NM, NV, NY, OH, OK, PA, SC, VA, and WA. No offers may be made or accepted from any resident outside the specific states referenced.

Joel Steele is also a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company, offering advisory services in the states of AR, AZ, CA, CO, CT, DC, DE, FL, ID, KY, MA, MD, MI, MS, MT, NC, NH, NJ, NM, NV, NY, OH, OK, PA, SC, VA, and WA. As such, these services are strictly intended for individuals residing in the states referenced.

Steele Financial Solutions is not owned or operated by NYLIFE Securities LLC or its affiliates.?

Neither Steele Financial Solutions nor its associates are in the business of offering tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.?

For more information about NYLIFE Securities LLC and its investment professionals.

Click here
  • OUR SERVICES
  • ABOUT US
    • Meet Tema & Joel
    • Our Process
    • Our Expertise
  • RETIREMENT PLANNING
    • Retirement Considerations
    • Second Opinion Service
  • CONTACT US
  • CLIENT LOGIN
    • NYL Account Access
    • Wealthscape
    • Eagle Strategies

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