Meet Tema & Joel

Tema L. Steele, MBA

Founder & Co-Owner

Tema Steele is Founder and Partner of Steele Financial Solutions, a mother and son business that helps people prepare toward retirement and during retirement. Since 1981, her clients have benefited from her financial guidance. Tema’s approach to retirement planning is simple. She listens to what people want with their finances and then makes clear, concise recommendations. She has developed a stellar reputation for helping people organize their financial lives while having a good time in a relaxed environment. Tema takes a keen interest in the emotional and psychological issues of retirement planning for each individual. Clients appreciate that they can count on her as part of their support team. Tema frequently reminds clients that they are like members of her own extended family.

Tema is highly qualified and experienced working with individuals 50+ in preparing retirement strategies. Whether people are looking to find a place for their savings or are looking to increase their income, Tema always has unbiased recommendations that may enhance the client’s current financial situation. She insists there is no one size fits all. This is why each prospective client is given a short list of items to bring to the initial, no cost consultation. It is imperative to know where each person has been, where they are and where they want to go to truly be able to enhance their situation. Helping people with financial strategies is more than a job for Tema. It is a passion. She loves that “our family works with your family.” Being a referral-based business, most clients do come by word of mouth from family & friends.

Tema overcame some difficult challenges on her path to success as a Financial Services Professional. After working in banking for seven years, Tema became an insurance agent at New York Life Insurance Company in 1981. During this time, she was a single mother of two young children on food stamps while also pursuing her M.B.A. degree. Today, Tema enjoys working with clients more than ever. She has become one of the most recognized names in the finance industry in the South Jersey and Eastern Pennsylvania areas. Tema has had her own TV and radio shows on finance and is frequently asked to join expert panels on relevant financial topics. Although able to retire after over thirty years in the business, Tema has no plans to ever stop working. Her clients know this but also appreciate that her son, Joel, will be here for them and their heirs as well. Joel grew up learning the business from his Mom and joined her as a full-time partner in 2002. Clients realize they benefit from two financial service professionals more than one. Moreover, clients know they can reach Tema or Joel anytime by cell phone or email. Clients take comfort in knowing Tema & Joel are very accessible.

Additional information about Tema:

• 1970 graduate from Temple University
• Earned M.B.A. from Drexel University in 1985
• Yoga Instructor
• Active donor to Habitat for Humanity, Easter Seals, World Wildlife Fund, Search Dogs
• National Association of Insurance & Financial Advisors (NAIFA) member
• Recipient of the National Quality Award from NAIFA
• Enjoys travelling, biking, hiking, working out and pilates

Joel I. Steele, CLU^®

Partner & Co-Owner

Joel Steele is Co-owner and Partner of Steele Financial Solutions, a family run business that specializes in helping people make the most of their finances up to and throughout retirement. Joel enjoys helping people retire with confidence. He prides himself on finding traditional and outside the box strategies to help people accomplish their goals. Joel is proactive in helping clients avoid potential pitfalls along the road of life. He enjoys making sure most of client’s wealth stays in their pockets and their families by looking at tax minimization strategies¹. Joel believes there is no one-size fits all for everyone. People are different so each person needs individualized advice. With stock market fluctuations and currently low interest rates, more than ever, people may need all the help they can get with their finances. Balancing risk versus return is critical. Joel is happy to be a resource for retirees and pre-retirees that need and want the help. He has written over 100 articles on personal finance for the Courier Post. For the past 9 years, Joel and Tema Steele, co-host a weekly radio show about retirement strategies called “Your Money Matters” on 92.1 FM every Sunday from 2-3pm.

Additional information about Joel

• Bachelor’s degree from Stockton University
• Member of Stockton University’s Foundation Board
• Established an endowed scholarship at Stockton U. for business students
• Nationally Certified Personal Trainer through American Council on Exercise
• Created, owned and operated a 3 store healthy-fast food restaurant chain previously
• Co-founded Events of Steele, a NJ non-profit providing “good parties for good people”
• National Association of Insurance & Financial Advisors (NAIFA) member
• Recipient of the National Quality Award from NAIFA
• Earned Chartered Life Underwriter (CLU) designation from The American College
• Enjoys time with family, traveling, reading, playing sports and meeting interesting people